Symbol Ask Bid Spread
EURUSD 1.18161 1.18133 -
USDJPY 157.253 157.210 -
EURJPY 185.809 185.725 -
EURGBP 0.86815 0.86769 -
GBPJPY 214.044 213.938 -
Symbol Ask Bid Spread
EURUSD 1.18156 1.18137 -
USDJPY 157.247 157.216 -
EURJPY 185.805 185.729 -
EURGBP 0.86813 0.86771 -
GBPJPY 214.039 213.942 -

XM Signup 2026 – Official Registration Guide, Bonus & Fast Account Opening

About XM Broker

XM is a globally recognized forex and CFD broker serving millions of traders worldwide. Known for its transparent trading conditions, fast execution, and competitive spreads, XM has become one of the most trusted platforms for both beginner and professional traders.

With advanced technology, multiple account types, and strong regulatory compliance, XM provides a secure and user-friendly trading environment, making the XM signup process simple and accessible for everyone.

XM FX Point Program

XM offers a unique FX Point Program that allows traders to accumulate loyalty points with every trade. These points contribute to your loyalty status and provide access to exclusive bonuses, enhancing your overall trading experience.

Exclusive Loyalty Bonuses

Through the XM FX Point Program, your trading activity earns you loyalty points that unlock special bonuses. This feature rewards your consistent trading efforts and helps maximize your potential earnings.

Innovative NDD System

XM introduces its proprietary Non-Dealing Desk (NDD) system, setting the standard for price transparency and fairness. With the NDD system, traders are assured that their trades are executed with the best possible conditions, free from interference.

Transparency & Fairness

XM’s NDD system ensures that traders experience complete price transparency and fair trading practices. This innovation fosters trust and confidence, making XM a leader in providing a transparent trading environment.

Reliable 24-Hour Support

XM provides 24/7 customer support in over 23 languages, available via email, chat, or phone. This ensures that no matter where you are, assistance is always available whenever you need it, making XM a top choice for traders seeking reliable support.

Free Access to Live Webinars

XM offers free and unlimited access to live webinars, giving traders the opportunity to learn from professionals in real-time. These webinars include live Q&A sessions, providing valuable insights and tips to improve your trading skills and strategies.

Why trade with XM?

XM offers traders a dynamic and stress-free trading experience, providing high leverage opportunities with a maximum leverage of 1:1,000. The platform ensures a high-quality FX trading environment, free from requotes or rejections, allowing for seamless trades even in volatile market conditions. In the event of unexpected market movements that could lead to a loss in a client’s account, XM’s negative balance protection feature safeguards traders from additional margin calls, offering an added layer of security.

Additionally, XM is committed to enhancing the speed and efficiency of client fund deposits and withdrawals, along with continuous improvements in customer support, ensuring a smooth and stable trading experience. With a focus on user-friendliness and customer satisfaction, XM has grown into a trusted FX brokerage house, serving over 3.5 million traders in more than 196 countries worldwide.

Maximum leverage is 1:1,000

“XM offers flexible leverage options ranging from 1:1 to 1:1,000 immediately upon account creation (*1). The margin maintenance ratio remains unchanged, even during night hours or weekend rollover periods.” (*1) Maximum leverage of 1:1,000 is not available for all entities of the Group. For clients registered under XM Group’s EU-regulated entity, the maximum leverage is 1:30. Leverage also varies based on the financial instrument being traded.

Average execution ratio is 99.98%

“XM is the sole international FX service provider utilizing a fair order system known as NDD (No Dealing Desk), where no manual intervention can occur, preventing any conflicts of interest. Orders are executed mechanically without dealer interference.” (*1) Based on our internal measurement.

Negative balance protection

“XM provides negative balance protection, ensuring clients are not required to make additional margin calls, even when market movements cause losses exceeding their available margin. This system enables clients to manage their FX trading risks without incurring losses greater than the amount they deposited.”

Deposit/Withdrawal within 24h

“Deposits and withdrawals via credit/debit cards or online wallets are processed instantly. The deposit fee is waived to reduce the burden on clients. XM ensures rapid withdrawal of funds, with all withdrawal procedures completed within 24 working hours.”

24h Multiple Language Support

“XM offers comprehensive support for FX trading in multiple languages, available 24 hours a day, 5 days a week. Our mail service supports over 23 languages, and live chat is available in 27 languages. We ensure full back-office and IT support to monitor the trading environment around the clock, 365 days a year.”

100% Segregated Custody

XM guarantees that clients’ funds are fully segregated from our own and stored in separate bank accounts. Clients’ funds are completely separate from our balance sheet, ensuring that they are protected from creditor claims, even in the unlikely event of bankruptcy. Both your deposit and any profits are fully secured, allowing you to trade with peace of mind.

Start Your Forex Journey with a Trusted XM Broker

XM broker provides traders with access to global forex markets through advanced platforms, competitive spreads, and reliable execution. With a simple and secure XM signup process, you can begin trading in minutes. Recognized as a leading XM forex broker, XM supports traders worldwide with professional tools, educational resources, and responsive customer support.

XM Trading Account Types

XM broker provides traders with access to global forex markets through advanced platforms, competitive spreads, and reliable execution. With a simple and secure XM signup process, you can begin trading in minutes.

Recognized as a leading XM forex broker, XM supports traders worldwide with professional tools, educational resources, and responsive customer support.

Standard Account
Standard account offers trading with up to 1:1,000 leverage and Bonus.That features are ideal for the wide range of traders.
Micro Account
Micro Account is suitable for beginners as you can start trading at minimum of 10 units of each currency.
XM Shares Account
XM Shares Account is specialized in stock trading where you can trade US, German and UK individual shares. Leverages are not available.
Account Overview
Standard Account

Standard account offers trading with up to 1:1,000 leverage and Bonus.That features are ideal for the wide range of traders.

Micro Account

Micro Account is suitable for beginners as you can start trading at minimum of 10 units of each currency.

XM Shares Account

XM Shares Account is specialized in stock trading where you can trade US, German and UK individual shares. Leverages are not available.

Placing Orders No human intervention OTC
Type of spread Variable spread
Base Currency Options USD, EUR, GBP, JPY, CHF, AUD, HUF, PLN, SGD, ZAR USD, EUR, GBP, JPY, CHF, AUD, HUF, PLN, SGD, ZAR USD
Maximum Leverage (*1) 1:1,000 1:1,000 No Leverage
Minimum Deposit $5.00 (or equivalent) $5.00 (or equivalent) $10,000.00 (or equivalent)
Stop-out level (*2) 20% 20% 20%
Negative balance
protection
Applicable
Bonus (*3) Applicable Applicable N/A
Contract Size 1 Lot = 100,000 1 Lot = 1,000 1 share
Minimum trade volume 0.01 Lots 0.1 Lots 1 Lot
Lot restriction per ticket 50 Lots
(10,000 Lots)
100 Lots
(20,000 Lots)
Depending on each share
Instruments (*4) [FX] : 55   [CFD/Stock] : 1,313 (MT5 Only)
[FX/Precious Metals] : 7   [CFD/Equity Indices] : 34
[CFD/Commodities] : 8   [CFD/Energies] : 8
[CFD/Cryptocurrencies] : 58
[FX] : 55   [CFD/Stock] : 1,313 (MT5 Only)
[FX/Precious Metals] : 7   [CFD/Equity Indices] : 34
[CFD/Commodities] : 8   [CFD/Energies] : 8
[CFD/Cryptocurrencies] : 58
[Shares] : 100
Trading Hours Summer Time: Monday – Friday: 00:05 – 23:50  (GMT+3)
Winter Time: Monday – Friday: 00:05 – 23:50  (GMT+2)
Summer Time: Monday – Friday: 00:05 – 23:50  (GMT+3)
Winter Time: Monday – Friday: 00:05 – 23:50  (GMT+2)
Summer Time: Monday – Friday: 00:05 – 23:50  (GMT+3)
Winter Time: Monday – Friday: 00:05 – 23:50  (GMT+2)
Minimum Price Fluctuation 0.001/0.00001 0.001/0.00001 0.001/0.00001
Commission N/A N/A Applicable (*5)
Account Maintenance
Fee (*6)
N/A
Additional Account Possible
Time Difference [MT4/MT5]   Summer Time : GMT+3, Winter Time : GMT+2
XM Ultra Low Account Standard
XM Ultra Low Standard Account is designed for beginner traders with features of max. 1:1,000 leverage and low spreads, and moreover, free of charge
XM Ultra Low Account Micro
XM Ultra Low Account Micro allows you to trade from minimum 10 lots and lower spread, suitable for new traders with low risks
Account Overview
XM Ultra Low Account Standard

XM Ultra Low Standard Account is designed for beginner traders with features of max. 1:1,000 leverage and low spreads, and moreover, free of charge

XM Ultra Low Account Micro

XM Ultra Low Account Micro allows you to trade from minimum 10 lots and lower spread, suitable for new traders with low risks

Placing Orders No human intervention OTC
Type of spread Variable spread
Base Currency Options EUR, USD, GBP, AUD, ZAR, SGD
Maximum Leverage (*1) 1:1,000
Minimum Deposit $5.00 (or equivalent)
Stop-out level (*2) 20%
Negative balance
protection
Applicable
Bonus (*3) Applicable
Contract Size 1 Lot = 100,000 1 Lot = 1,000
Minimum trade volume 0.01 Lots 0.1 Lots
Lot restriction per ticket 50 Lots
(10,000 Lots)
100 Lots
(20,000 Lots)
Instruments (*4) [FX] :  55   [CFD/Stock] :  1,313 (MT5 Only)
[FX/Precious Metals] :  7   [CFD/Equity Indices] :  34
[CFD/Commodities] :  8   [CFD/Energies] :  8
[CFD/Cryptocurrencies] :  58
Trading Hours Summer Time :  Monday – Friday: 00:05 – 23:50  (GMT+3)
Winter Time :  Monday – Friday: 00:05 – 23:50  (GMT+2)
Minimum Price Fluctuation 0.001/0.00001
Commission N/A
Account Maintenance
Fee (*7)
N/A
Additional Account Possible
Time Difference [MT4/MT5]   Summer Time :  GMT+3, Winter Time :  GMT+2

Important Trading Terms & Conditions

Leverage Adjustment Policy

Maximum leverage will be reduced to 1:200 across all account types when the account balance exceeds $20,000 (or currency equivalent). It will be further reduced to 1:100 when the account balance exceeds $100,000 (or currency equivalent).

Stop-Out Level

If you register through XM.com, your stop-out level will be 50%.

Bonuses & Loyalty Program

Bonuses and the Loyalty Program are not available to clients registered under Trading Point of Financial Instruments Ltd. Bonus availability also depends on the client’s country of residence.

Platform Availability

CFD/Stock trading is available only on MT5 for all account types.

XM Shares Account — Stock Availability

Only 100 issues are available under the Stock offering of the XM Shares Account.

Share Trading Commissions

  • US shares: $0.04 commission per share, minimum $1 per transaction

  • UK shares: 0.10% commission per transaction, minimum $9 per transaction

  • German shares: 0.10% commission per transaction, minimum $5 per transaction

 

Dormant Account Fee

If no trading activity occurs for more than 3 consecutive months, the account will be classified as dormant and a $5 account maintenance fee will be charged.

World most widely used trading tool

About MetaTrader

MetaTrader is a high-performance platform designed to meet the diverse needs of traders across various devices. To accommodate clients, XM offers versions for Windows, MacOS, and mobile devices (iOS/Android) for both MetaTrader 4 (MT4) and MetaTrader 5 (MT5). Alternatively, XM provides a user-friendly Web Trader, allowing you to access trading tools without needing to install MT4/MT5. Choose the platform that best suits your trading style and take full advantage of the wide range of features available.

How to Deposit to Your Account

XM offers three convenient methods for depositing and withdrawing client funds: bank transfer, credit card, and Skrill (*1), ensuring security and swift reflection of the funds into your account. Deposits via credit card or online wallets are processed instantly. Our withdrawal process is among the fastest in the industry, typically completed within 24 hours. XM has eliminated withdrawal fees as a general rule (*2), aiming to reduce the burden on clients. To ensure the security of your personal data, XM employs SSL technology for all payment transactions.

logo_bank-transfer xm signup

Bank Wire Transfer

Funds can be transferred from banks via ATM or online banking. Once XM recognizes the receipt of the funds, they will be credited to your account. (*1) Conditions may vary or transfers may not be possible depending on the client’s country of residence.

Skrill

Skrill, an online wallet, is available for deposits and withdrawals. The fees for transactions through Skrill are covered by XM. Instant deposits and withdrawals are possible. (*1) This service may not be available for residents of the EEA.
xm visa broker

VISA and Mastercard

VISA and Mastercard credit/debit cards are available. Simply input your card information, and you can start trading immediately.

How to Open XM Account

Opening a real trading account with XM is a simple process that takes about 5 minutes, and you can start trading within 30 minutes in the fastest case. All documents can be submitted online, so you won’t have to deal with postal mail or FAX.

After registering your personal details, you will receive your account information. You will then be asked to upload verification documents, such as Proof of Identity or Proof of Residency. Once the information is confirmed, your account will be validated and active within 30 minutes to a day, allowing you to enjoy all the services provided by XM.

1. Fill in Your Information

Complete the registration form on your PC or smartphone. This will only take about 5 minutes.

2. Receive Account Information

After confirming your email address, you will get the login details for your personal page and MetaTrader account.

3. Verify Your Account

Upload your personal identification or proof of residency. Once submitted, your account will be verified.

4. Deposit Margin Money

Deposit your margin through bank transfer, credit card, or Skrill. There are no account opening or maintenance fees.

For New User

If you don’t have an account with XM, simply apply for account registration. There are no account opening or maintenance fees, and the entire process, including registration, takes only about 5 minutes. The entire account opening process—from application submission to account activation—can be completed online. Please ensure that the information provided in your application, including your name, date of birth, and current address, matches the details on your official documents. Any discrepancies may delay the account activation process by a few days. If your account remains inactive for 3 consecutive months, it will be classified as dormant, and a $5 maintenance fee will be charged.

XM maintains a high standard of quality across all the services it provides, including bonuses and spreads. The underlying principle is that superior service quality creates exceptional value for both our clients and XM.

XM is dedicated to helping high-level traders achieve their investment goals, meeting the demands of traders from all over the world. We strive to attract traders and investors globally by offering outstanding service and fostering excellent communication with our clients.

We invite you to explore and experience the XM trading platform, along with our range of account types, offering fair and flexible trading opportunities. We look forward to your registration.

Legal
XM Global Limited, authorized and regulated by the Financial Services Commission (FSC) under license number 000261/397, and Trading Point of Financial Instruments Limited, authorized and regulated by the Cyprus Securities and Exchange Commission (CySEC) under license number 120/10, are both members of the Trading Point Group.

Risk Warning
Forex and CFD trading carries a significant risk to your invested capital. Please ensure you carefully read and fully understand our Risk Disclosure.

Restricted Regions
XM Global Limited does not offer services to residents of certain countries, including the United States of America, Canada, Israel, and the Islamic Republic of Iran.