XM Bonuses20% Additional Bonus, Loyalty Points & Refer-a-Friend — Full Guide
Beyond the $30 no deposit bonus and 50% deposit bonus, XM offers additional promotions including a 20% additional deposit bonus, a loyalty points program, and periodic refer-a-friend rewards. Availability varies by region — always check your Promotions tab first.
Always check the Promotions tab in your Members Area — available offers change and vary by country
All XM Bonuses — Complete Overview
XM runs multiple promotional programs simultaneously. Which ones you see in your Members Area depends on your country of registration and your account type. Here is the full landscape of XM bonus programs.
XM 20% Additional Bonus
The XM 20% additional bonus applies a 20% credit on eligible deposits. It is designed as a complement to the 50% first-deposit bonus — it may appear as an option for subsequent deposits, or as a standalone offer in your Promotions tab during specific periods.
How the 20% bonus works
When active in your account, deposit any eligible amount and receive 20% extra as trading credit. The credit is added to your account balance and increases your available margin for trading. Example: deposit $1,000 → receive $200 bonus → trade with $1,200 effective capital.
⚠ Check Before Each Deposit
XM bonus offers are time-limited and region-specific. The 20% bonus may not always be active in your account. Always check the Promotions tab in your Members Area before making any deposit — bonus credits cannot be applied retroactively to deposits made before activation. If the 20% bonus is available, activate it before clicking the deposit button.
Bonus terms typically include a minimum trading volume requirement before profits from bonus funds are withdrawable. The exact turnover requirement varies by promotion — read the full terms shown when activating the offer in your Members Area.
XM Loyalty Points Program
XM's loyalty points program rewards active traders. Points are earned automatically based on your trading volume — typically a fixed number of points per standard lot traded on eligible instruments. Points accumulate over time in your Members Area and can be converted once you reach the minimum redemption threshold.
How to earn and redeem loyalty points
Log in to your Members Area and navigate to the Loyalty Points or Rewards section. Your current points balance, earning rate, and redemption options are displayed there. Redemption typically converts points into trading bonus credit or, in some programs, into withdrawable cash. The conversion rate and minimum redemption amount are shown in your account.
✓ Loyalty Points Are Cumulative
Unlike one-time bonuses, loyalty points accumulate continuously as you trade. Even small amounts of trading activity build your points balance over time. Regular traders who hold active accounts benefit most — the points reward ongoing engagement rather than just the first deposit.
XM Refer a Friend Program
XM's refer-a-friend program allows existing clients to earn rewards by introducing new traders to the platform. When your referred friend opens an account and meets qualifying conditions (typically a minimum deposit and trading volume), both you and your friend may receive a reward.
How to refer a friend to XM
The current refer-a-friend offer and your unique referral link are accessible from the Promotions section of your Members Area. Share your referral link with friends — when they register using your link, deposit, and trade, the reward is credited to your account automatically. Terms and reward amounts change periodically — always use the current link and terms from your Members Area rather than outdated third-party information.
⚠ Bonus Terms Vary and Change
- Bonus availability, amounts, and turnover requirements are determined by XM and change periodically
- Always activate any bonus before depositing — retroactive activation is not possible
- Bonuses may be region-specific — a bonus available in one country may not appear in another
- Zero account and Islamic account holders may have different or restricted bonus eligibility
- For the most current and accurate bonus information, always refer to your own Members Area Promotions tab
How to Claim XM Bonuses — Step-by-Step
The single most important rule about XM bonuses: activate before depositing. Bonuses cannot be applied to deposits already made. This is true for the no deposit bonus, the 50% deposit bonus, and the 20% additional bonus.
- Register and verify your email — Create your XM account at xem-signup.com. Complete email verification to unlock your Members Area.
- Navigate to the Promotions tab — In your Members Area, find the Promotions or Bonuses section in the left menu. This shows all bonuses currently available for your country and account type.
- Click Activate on the desired bonus — If the $30 no deposit bonus, 50% deposit bonus, or 20% additional bonus is shown, click Activate before making any deposit. The bonus is now linked to your account.
- Make your deposit (for deposit bonuses) — For the no deposit bonus, no deposit is needed. For 50% and 20% bonuses, deposit the amount you want to trade with — the bonus percentage is added automatically.
- Bonus appears in your balance — The bonus credit is added to your trading account balance immediately. Begin trading — the bonus increases your available margin.
- Meet volume requirements to withdraw profits — Bonus funds themselves are not withdrawable. Profits generated using bonus funds become withdrawable after you meet the specific turnover requirement shown in the bonus terms.
Bonus Comparison — Which to Activate First?
| Bonus | Amount | Deposit Required? | Best For |
|---|---|---|---|
| No Deposit Bonus | ~$30 free | No | New traders, zero-risk start |
| 50% Deposit Bonus | Up to $500 | Yes — 1st deposit | Maximum extra capital on first deposit |
| 20% Additional Bonus | 20% of deposit | Yes — subsequent deposits | Ongoing margin booster |
Ideal order if all three are available: (1) Claim the $30 no deposit bonus first and trade with it. (2) When making your first real deposit, activate and claim the 50% deposit bonus — this gives the highest bonus amount per dollar deposited. (3) On subsequent deposits where the 20% bonus is active, activate it each time before depositing.
Bonus Terms — What to Check Before Activating
Every XM bonus comes with specific terms that govern how the bonus credit can be used and when profits become withdrawable. Reading these terms before activating any bonus prevents surprises. The key terms to look for:
Turnover requirement: The minimum trading volume you must achieve before profits from the bonus are withdrawable. Expressed as a number of lots or a dollar trading volume. Higher turnover requirements mean longer before you can access profits. Compare the turnover requirement against your typical monthly trading volume before deciding whether a bonus is worth activating.
Eligible instruments: Some bonuses specify that only certain instruments (e.g. forex pairs, not indices or crypto) count toward the turnover requirement. Check which of your regular instruments qualify.
Bonus expiry: Most bonuses have an expiry date — if you do not meet the turnover requirement within the specified time, the bonus credit is forfeited. Make sure the expiry date gives you enough time to trade the required volume at your normal pace.
Eligible accounts: The bonus may only apply to Micro or Standard accounts — not Ultra Low or Zero. Check which accounts are eligible before opening a new account specifically for the bonus.
Frequently Asked Questions — XM Bonuses
Open XM Account & Claim Your Bonus
Check the Promotions tab in your Members Area immediately after registering — activate any available bonus before your first deposit. Bonuses cannot be applied retroactively.
Bonus availability varies by region and account type · Always activate before depositing · CySEC & ASIC regulated