{"id":2447,"date":"2026-05-14T17:20:20","date_gmt":"2026-05-14T17:20:20","guid":{"rendered":"https:\/\/xem-signup.com\/?p=2447"},"modified":"2026-05-14T17:24:39","modified_gmt":"2026-05-14T17:24:39","slug":"xm-minimum-deposit","status":"publish","type":"post","link":"https:\/\/xem-signup.com\/fa\/xm-minimum-deposit\/","title":{"rendered":"XM Minimum Deposit $5 for Micro & Standard \u00b7 $50 for Ultra Low \u00b7 $100 for Zero \u2014 No Deposit Fee"},"content":{"rendered":"\t\t
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\n\t\t\t\t\t\r\n\r\n\r\n\r\n\r\n\r\nXM Minimum Deposit \u2014 $5 to Start, by Account Type and Payment Method 2026<\/title>\r\n<meta name=\"description\" content=\"What is the XM minimum deposit? $5 for Micro and Standard, $50 for Ultra Low, $100 for Zero. Full breakdown by account type and payment method, with no deposit fee on most methods.\">\r\n<link rel=\"canonical\" href=\"https:\/\/xem-signup.com\/xm-minimum-deposit\/\">\r\n\r\n<script type=\"application\/ld+json\">\r\n{\r\n \"@context\":\"https:\/\/schema.org\",\"@type\":\"FAQPage\",\r\n \"mainEntity\":[\r\n {\"@type\":\"Question\",\"name\":\"What is the XM minimum deposit?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The XM minimum deposit depends on your account type: $5 for Micro and Standard accounts, $50 for Ultra Low accounts, and $100 for the Zero account. These minimums apply across all payment methods \u2014 Skrill, Neteller, Visa, Mastercard, bank wire, and local methods. XM charges no deposit fee on most methods. The only exception is bank wire transfers under $200, which may incur charges from the sending bank.\"}},\r\n {\"@type\":\"Question\",\"name\":\"Can I start trading XM with $5?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Yes. XM allows trading with a $5 minimum deposit on Micro and Standard accounts. With $5 on a Micro account at 1:100 leverage, you can open positions as small as 0.01 micro-lots (controlling $100 of currency). A 10-pip move on that position = $0.10 profit or loss. This is enough to experience live market conditions with real money while keeping financial risk minimal.\"}},\r\n {\"@type\":\"Question\",\"name\":\"Does XM charge a deposit fee?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"XM does not charge its own deposit fee on most payment methods including Skrill, Neteller, Visa, Mastercard, and most local payment methods. Bank wire transfers under $200 may incur charges from your sending bank \u2014 XM covers the receiving end but cannot control sender bank fees. Always check with your bank before initiating a wire transfer for the exact fee amount.\"}},\r\n {\"@type\":\"Question\",\"name\":\"What is the minimum deposit for XM Ultra Low account?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The XM Ultra Low account has a minimum deposit of $50. This applies to both Ultra Low Standard and Ultra Low Micro variants. The $50 minimum reflects the tighter spread conditions \u2014 EUR\/USD from 0.6 pip \u2014 which represent genuine value for active traders. A $50 deposit on the Ultra Low account provides enough margin to trade micro-lots while benefiting from the tighter spreads.\"}},\r\n {\"@type\":\"Question\",\"name\":\"What payment methods does XM accept for deposits?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"XM accepts: Skrill (instant, no fee), Neteller (instant, no fee), Visa (instant, no XM fee), Mastercard (instant, no XM fee), bank wire transfer (2\u20135 days, free above $200), cryptocurrency including Bitcoin (1\u20133 hours, no XM fee), and various local payment methods depending on your country including local bank transfers for Indonesia, Malaysia, Thailand, and other markets. All deposits go directly to your XM trading account balance.\"}},\r\n {\"@type\":\"Question\",\"name\":\"Is there a maximum deposit limit on XM?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"XM does not publish a fixed maximum deposit limit for most payment methods. Practical limits are typically set by your payment provider \u2014 Skrill and Neteller have monthly transfer limits based on your account verification level. Bank wire transfers have no practical upper limit for verified XM accounts. For very large deposits (above $50,000), it is advisable to contact XM support in advance to confirm processing.\"}}\r\n ]\r\n}\r\n<\/script>\r\n\r\n<script type=\"application\/ld+json\">\r\n{\r\n \"@context\":\"https:\/\/schema.org\",\"@type\":\"Article\",\r\n \"headline\":\"XM Minimum Deposit \u2014 $5 to Start, Full Breakdown by Account Type and Payment Method 2026\",\r\n \"description\":\"Complete guide to XM minimum deposit amounts by account type, payment method fees and speeds, and how far $5 or $50 actually goes when trading.\",\r\n \"author\":{\"@type\":\"Organization\",\"name\":\"XEM Signup Editorial Team\",\"url\":\"https:\/\/xem-signup.com\"},\r\n \"publisher\":{\"@type\":\"Organization\",\"name\":\"xem-signup.com\",\"url\":\"https:\/\/xem-signup.com\"},\r\n \"datePublished\":\"2026-05-14\",\"dateModified\":\"2026-05-14\",\r\n \"mainEntityOfPage\":\"https:\/\/xem-signup.com\/xm-minimum-deposit\/\"\r\n}\r\n<\/script>\r\n\r\n<link rel=\"preconnect\" href=\"https:\/\/fonts.googleapis.com\">\r\n<link rel=\"preconnect\" href=\"https:\/\/fonts.gstatic.com\" crossorigin>\r\n<link href=\"https:\/\/fonts.googleapis.com\/css2?family=Inter:wght@400;500;600;700;800&family=Barlow+Condensed:wght@700;800;900&display=swap\" rel=\"stylesheet\">\r\n\r\n<style>\r\n*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}\r\nhtml{scroll-behavior:smooth}\r\n:root{\r\n --red:#CC0000;--red-dk:#A30000;--red-bg:#FFF0F0;--red-bd:rgba(204,0,0,.18);\r\n --white:#FFFFFF;--off:#F9F9F9;--g50:#FAFAFA;--g100:#F4F4F4;\r\n --g200:#E8E8E8;--g300:#D0D0D0;--g400:#999;--g500:#777;--g600:#555;--g800:#1A1A1A;\r\n --green:#16A34A;--green-bg:#F0FDF4;--green-bd:#B3DBB3;\r\n --amber:#B45309;--amber-bg:#FFFBEB;--amber-bd:#F0D080;\r\n --blue:#1D4ED8;--blue-bg:#EFF6FF;--blue-bd:#BFDBFE;\r\n --serif:'Barlow Condensed',sans-serif;--sans:'Inter',-apple-system,sans-serif;\r\n 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11px;border-radius:20px}\r\n.hero-btns{display:flex;gap:10px;flex-wrap:wrap}\r\n.hero-fine{margin-top:10px;font-size:.7rem;color:rgba(255,255,255,.55);line-height:1.5}\r\n\r\n\/* QS *\/\r\n.qs{display:grid;grid-template-columns:repeat(4,1fr);border-bottom:1px solid var(--g200)}\r\n.qs-cell{padding:13px 14px;border-right:1px solid var(--g200)}\r\n.qs-cell:last-child{border-right:none}\r\n.qs-cell .l{font-size:.62rem;font-weight:700;text-transform:uppercase;letter-spacing:.07em;color:var(--g400);display:block;margin-bottom:3px}\r\n.qs-cell .v{font-family:var(--serif);font-size:1.4rem;font-weight:900;color:var(--red);line-height:1.1;display:block}\r\n.qs-cell .n{font-size:.7rem;color:var(--g400);margin-top:2px;display:block}\r\n@media(max-width:560px){.qs{grid-template-columns:repeat(2,1fr)}.qs-cell:nth-child(2){border-right:none}.qs-cell:nth-child(3){border-right:1px solid var(--g200)}.qs-cell{border-bottom:1px solid var(--g200)}.qs-cell:nth-child(3),.qs-cell:nth-child(4){border-bottom:none}}\r\n\r\n\/* AUTHOR *\/\r\n.author-bar{background:var(--g50);border-bottom:1px solid var(--g200);padding:12px 16px;display:flex;align-items:flex-start;gap:12px;flex-wrap:wrap}\r\n.author-av{width:38px;height:38px;background:var(--red);border-radius:50%;display:flex;align-items:center;justify-content:center;color:#fff;font-family:var(--serif);font-weight:900;font-size:13px;flex-shrink:0}\r\n.author-info strong{font-size:13px;color:var(--g800);display:block}\r\n.author-info span{font-size:11px;color:var(--g400);display:block;margin-top:2px}\r\n.badges{display:flex;gap:6px;flex-wrap:wrap;margin-top:6px}\r\n.bdg{display:inline-block;font-size:10px;font-weight:700;padding:2px 8px;border-radius:20px;border:1px solid}\r\n.b-r{background:var(--red-bg);color:var(--red);border-color:var(--red-bd)}\r\n.b-g{background:var(--green-bg);color:var(--green);border-color:var(--green-bd)}\r\n.b-x{background:var(--g100);color:var(--g600);border-color:var(--g300)}\r\n\r\n\/* SECTIONS *\/\r\n.sec{padding:clamp(32px,6vw,52px) 0;border-bottom:1px solid var(--g200)}\r\n.sec:last-of-type{border-bottom:none}\r\n.sec-gray{background:var(--g50)}\r\nh2{font-family:var(--serif);font-size:clamp(1.5rem,4vw,2.2rem);font-weight:900;text-transform:uppercase;color:var(--g800);margin-bottom:12px;line-height:1.15;position:relative;padding-left:14px}\r\nh2::before{content:'';position:absolute;left:0;top:4px;bottom:4px;width:3px;background:var(--red);border-radius:2px}\r\nh3{font-size:15px;font-weight:700;color:var(--g800);margin:18px 0 6px;line-height:1.35}\r\np{color:var(--g600);margin-bottom:12px;font-size:15px;line-height:1.78}\r\np:last-child{margin-bottom:0}\r\n\r\n\/* BIG DEPOSIT CARDS *\/\r\n.dep-cards{display:grid;grid-template-columns:repeat(4,1fr);gap:1px;background:var(--g200);border:1px solid var(--g200);border-radius:var(--r-xl);overflow:hidden;margin:20px 0}\r\n@media(max-width:600px){.dep-cards{grid-template-columns:repeat(2,1fr)}}\r\n.dc{background:var(--white);padding:20px 16px;text-align:center;display:flex;flex-direction:column;align-items:center;gap:6px;position:relative}\r\n.dc.best::before{content:'';position:absolute;top:0;left:0;right:0;height:3px;background:var(--red)}\r\n.dc-tag{font-size:.6rem;font-weight:700;text-transform:uppercase;letter-spacing:.08em;color:var(--red);display:block}\r\n.dc-acct{font-family:var(--serif);font-size:1.1rem;font-weight:900;text-transform:uppercase;color:var(--g800);display:block}\r\n.dc-amount{font-family:var(--serif);font-size:2.8rem;font-weight:900;color:var(--red);line-height:1;display:block}\r\n.dc-label{font-size:.72rem;color:var(--g400);display:block}\r\n.dc-spread{font-size:.75rem;font-weight:600;display:block;margin-top:4px}\r\n.dc-bonus{font-size:.68rem;padding:2px 8px;border-radius:20px;display:block;margin-top:6px;width:fit-content}\r\n.bon-yes{background:var(--green-bg);color:var(--green)}\r\n.bon-no{background:var(--g100);color:var(--g400)}\r\n.dc-cta{display:block;margin-top:10px;background:var(--red);color:#fff;font-family:var(--sans);font-weight:700;font-size:.72rem;padding:8px 12px;border-radius:var(--r);text-decoration:none;width:100%;text-align:center;-webkit-tap-highlight-color:transparent}\r\n.dc-cta:hover{background:var(--red-dk)}\r\n\r\n\/* PAYMENT TABLE *\/\r\n.tbl-wrap{overflow-x:auto;-webkit-overflow-scrolling:touch;border:1px solid var(--g200);border-radius:var(--r-xl);margin:18px 0}\r\ntable{width:100%;border-collapse:collapse;font-size:.8rem;min-width:500px}\r\nthead{background:var(--red);color:#fff}\r\nthead th{padding:11px 14px;text-align:left;font-weight:700;font-size:.72rem;white-space:nowrap}\r\ntbody tr:nth-child(even){background:var(--g50)}\r\ntbody tr:hover{background:var(--red-bg)}\r\ntbody td{padding:10px 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0}\r\n.exp-lbl{font-size:.62rem;font-weight:700;text-transform:uppercase;letter-spacing:.09em;color:var(--red);margin-bottom:6px}\r\n.exp p{font-size:.84rem;margin:0;font-style:italic;color:var(--g600);line-height:1.68}\r\n.exp-sig{font-size:.72rem;font-style:normal;color:var(--g400);margin-top:6px;display:block}\r\n.box{border-radius:var(--r);padding:14px 18px;margin:14px 0}\r\n.box h4{font-size:.78rem;font-weight:700;text-transform:uppercase;letter-spacing:.06em;margin-bottom:6px}\r\n.box p,.box ul{font-size:.82rem;color:var(--g600);line-height:1.65}\r\n.box ul{margin-left:16px;margin-top:5px}.box ul li{margin-bottom:4px}\r\n.bx-g{background:var(--green-bg);border-left:4px solid var(--green)}.bx-g h4{color:var(--green)}\r\n.bx-w{background:var(--amber-bg);border-left:4px solid var(--amber)}.bx-w h4{color:var(--amber)}\r\n.bx-b{background:var(--blue-bg);border-left:4px solid var(--blue)}.bx-b h4{color:var(--blue)}\r\n\r\n\/* FAQ *\/\r\n.faq{display:flex;flex-direction:column;gap:3px;margin-top:18px}\r\n.faq-item{border:1px solid var(--g200);border-radius:var(--r);overflow:hidden}\r\n.faq-q{width:100%;background:var(--white);border:none;padding:13px 16px;text-align:left;font-family:var(--sans);font-size:.86rem;font-weight:700;color:var(--g800);cursor:pointer;display:flex;justify-content:space-between;align-items:flex-start;gap:10px;line-height:1.4;min-height:48px;-webkit-tap-highlight-color:transparent;transition:background .15s}\r\n.faq-q:hover{background:var(--g50)}.faq-q.open{background:var(--red);color:#fff}\r\n.faq-icon{font-size:1.3rem;flex-shrink:0;line-height:1;font-weight:300;margin-top:-1px}\r\n.faq-a{display:none;padding:13px 16px;font-size:.83rem;color:var(--g600);background:var(--off);border-top:1px solid var(--g200);line-height:1.72}\r\n.faq-a.open{display:block}.faq-a a{color:var(--amber);font-weight:600}\r\n\r\n\/* CTA BAND *\/\r\n.cta-band{background:var(--red);text-align:center;padding:clamp(40px,7vw,64px) 16px;position:relative;overflow:hidden}\r\n.cta-band::before{content:'';position:absolute;inset:0;background:radial-gradient(ellipse 65% 55% at 50% 50%,rgba(0,0,0,.1) 0%,transparent 65%);pointer-events:none}\r\n.cta-band-inner{position:relative;z-index:1;max-width:600px;margin:0 auto}\r\n.cta-band h2{font-family:var(--serif);font-size:clamp(1.6rem,4.5vw,2.6rem);font-weight:900;text-transform:uppercase;color:#fff;line-height:1.1;margin-bottom:10px;padding-left:0}\r\n.cta-band h2::before{display:none}\r\n.cta-band p{color:rgba(255,255,255,.85);font-size:.9rem;margin-bottom:22px;line-height:1.7}\r\n.cta-btns{display:flex;gap:10px;justify-content:center;flex-wrap:wrap}\r\n.cta-fine{font-size:.68rem;color:rgba(255,255,255,.5);margin-top:12px;display:block;line-height:1.6}\r\n.risk{background:var(--g100);border-top:1px solid var(--g200);padding:16px;font-size:.7rem;color:var(--g400);line-height:1.65;text-align:center}\r\n\r\n@media(min-width:640px){body{font-size:16px}.wrap{padding:0 24px}h2{font-size:clamp(1.7rem,3.5vw,2.3rem)}h3{font-size:16px}.faq-q{font-size:.9rem;padding:15px 18px}.faq-a{padding:15px 18px}}\r\n<\/style>\r\n<\/head>\r\n<body>\r\n\r\n<div class=\"sticky\" role=\"complementary\">\r\n <a href=\"https:\/\/clicks.pipaffiliates.com\/c?c=376664&l=en&p=1\" rel=\"nofollow noopener\" target=\"_blank\">Open XM Account \u2014 From $5 \u2192<\/a>\r\n <small>No deposit fee \u00b7 Skrill, Neteller, Card<\/small>\r\n<\/div>\r\n\r\n<nav class=\"breadcrumb\" aria-label=\"Breadcrumb\">\r\n <a href=\"https:\/\/xem-signup.com\/\">XM Sign Up<\/a><span>\u203a<\/span>\r\n <a href=\"https:\/\/xem-signup.com\/xm-minimum-deposit\/\">XM Minimum Deposit<\/a>\r\n<\/nav>\r\n\r\n<nav class=\"hub-nav\" aria-label=\"XM guides\">\r\n <div class=\"hub-nav-inner\">\r\n <span class=\"hub-label\">XM Guides:<\/span>\r\n <a href=\"https:\/\/xem-signup.com\/\">Home<\/a>\r\n <a href=\"https:\/\/xem-signup.com\/xm-account-types\/\">Account Types<\/a>\r\n <a href=\"https:\/\/xem-signup.com\/xm-minimum-deposit\/\" class=\"cur\">Min. Deposit<\/a>\r\n <a href=\"https:\/\/xem-signup.com\/xm-deposit\/\">Deposit Guide<\/a>\r\n <a href=\"https:\/\/xem-signup.com\/xm-withdrawal\/\">Withdrawal<\/a>\r\n <a href=\"https:\/\/xem-signup.com\/xm-no-deposit-bonus\/\">No Deposit Bonus<\/a>\r\n <a href=\"https:\/\/xem-signup.com\/xm-real-account\/\">Open Account<\/a>\r\n <a href=\"https:\/\/xem-signup.com\/xm-spread\/\">XM Spread<\/a>\r\n <\/div>\r\n<\/nav>\r\n\r\n<header class=\"hero\">\r\n <div class=\"wrap\">\r\n <div class=\"hero-inner\">\r\n <div class=\"hero-badge\"><span class=\"live-dot\" aria-hidden=\"true\"><\/span>Updated May 2026<\/div>\r\n <h1>XM Minimum Deposit\r\n <em>$5 for Micro & Standard \u00b7 $50 for Ultra Low \u00b7 $100 for Zero \u2014 No Deposit Fee<\/em>\r\n <\/h1>\r\n <p class=\"hero-desc\">XM has one of the <strong>lowest minimum deposits<\/strong> among regulated forex brokers. Start from $5 on a Micro or Standard account \u2014 or deposit $50 on the Ultra Low for tighter spreads. No deposit fee on Skrill, Neteller, Visa, or Mastercard.<\/p>\r\n <div class=\"hero-pills\">\r\n <span class=\"h-pill\">Micro \/ Standard \u2014 $5<\/span>\r\n <span class=\"h-pill\">Ultra Low \u2014 $50<\/span>\r\n <span class=\"h-pill\">Zero \u2014 $100<\/span>\r\n <span class=\"h-pill\">No Deposit Fee<\/span>\r\n <\/div>\r\n <div class=\"hero-btns\">\r\n <a href=\"https:\/\/clicks.pipaffiliates.com\/c?c=376664&l=en&p=1\" rel=\"nofollow noopener\" target=\"_blank\" class=\"btn btn-white\">Open XM Account \u2014 From $5 \u2192<\/a>\r\n <a href=\"https:\/\/xem-signup.com\/xm-demo-account\/\" class=\"btn btn-outline-wh\">Try Free Demo First<\/a>\r\n <\/div>\r\n <p class=\"hero-fine\">All deposits credited instantly (Skrill, Neteller, Card) \u00b7 Bank wire 2\u20135 days \u00b7 Crypto 1\u20133 hours<\/p>\r\n <\/div>\r\n <\/div>\r\n<\/header>\r\n\r\n<div class=\"qs\">\r\n <div class=\"qs-cell\"><span class=\"l\">Lowest Min. Deposit<\/span><span class=\"v\">$5<\/span><span class=\"n\">Micro & Standard<\/span><\/div>\r\n <div class=\"qs-cell\"><span class=\"l\">Ultra Low Min.<\/span><span class=\"v\">$50<\/span><span class=\"n\">Best value account<\/span><\/div>\r\n <div class=\"qs-cell\"><span class=\"l\">Zero Account Min.<\/span><span class=\"v\">$100<\/span><span class=\"n\">Raw spread + comm<\/span><\/div>\r\n <div class=\"qs-cell\"><span class=\"l\">Deposit Fee (XM)<\/span><span class=\"v\">$0<\/span><span class=\"n\">Most methods<\/span><\/div>\r\n<\/div>\r\n\r\n<div class=\"author-bar\">\r\n <div class=\"author-av\">XM<\/div>\r\n <div class=\"author-info\">\r\n <strong>XEM Signup Editorial Team<\/strong>\r\n <span>Live XM accounts opened and funded across all four account types \u2014 deposit process tested via Skrill, Neteller, Visa debit, and bank wire<\/span>\r\n <div class=\"badges\">\r\n <span class=\"bdg b-r\">Updated May 2026<\/span>\r\n <span class=\"bdg b-g\">Live Tested<\/span>\r\n <span class=\"bdg b-x\">6 min read<\/span>\r\n <\/div>\r\n <\/div>\r\n<\/div>\r\n\r\n<div class=\"wrap\">\r\n\r\n<!-- S1: MINIMUM BY ACCOUNT -->\r\n<section class=\"sec\" id=\"xm-minimum-deposit-by-account-type\">\r\n <h2>XM Minimum Deposit by Account Type<\/h2>\r\n <p>The minimum deposit applies per trading account \u2014 not per XM Members Area. You can open multiple accounts simultaneously, each with its own minimum. All minimums apply regardless of payment method \u2014 there is no higher minimum for bank wire vs card on the same account type.<\/p>\r\n\r\n <div class=\"dep-cards\">\r\n <div class=\"dc\">\r\n <span class=\"dc-tag\">Beginners<\/span>\r\n <span class=\"dc-acct\">Micro<\/span>\r\n <span class=\"dc-amount\">$5<\/span>\r\n <span class=\"dc-label\">Minimum deposit<\/span>\r\n <span class=\"dc-spread\" style=\"color:var(--amber)\">EUR\/USD ~1.3 pip avg<\/span>\r\n <span class=\"dc-bonus bon-yes\">\u2713 Bonus eligible<\/span>\r\n <a href=\"https:\/\/clicks.pipaffiliates.com\/c?c=376664&l=en&p=1\" rel=\"nofollow noopener\" target=\"_blank\" class=\"dc-cta\">Open Micro \u2192<\/a>\r\n <\/div>\r\n <div class=\"dc\">\r\n <span class=\"dc-tag\">Retail Traders<\/span>\r\n <span class=\"dc-acct\">Standard<\/span>\r\n <span class=\"dc-amount\">$5<\/span>\r\n <span class=\"dc-label\">Minimum deposit<\/span>\r\n <span class=\"dc-spread\" style=\"color:var(--amber)\">EUR\/USD ~1.3 pip avg<\/span>\r\n <span class=\"dc-bonus bon-yes\">\u2713 Bonus eligible<\/span>\r\n <a href=\"https:\/\/clicks.pipaffiliates.com\/c?c=376664&l=en&p=1\" rel=\"nofollow noopener\" target=\"_blank\" class=\"dc-cta\">Open Standard \u2192<\/a>\r\n <\/div>\r\n <div class=\"dc best\">\r\n <span class=\"dc-tag\">\u2605 Best Value<\/span>\r\n <span class=\"dc-acct\">Ultra Low<\/span>\r\n <span class=\"dc-amount\">$50<\/span>\r\n <span class=\"dc-label\">Minimum deposit<\/span>\r\n <span class=\"dc-spread\" style=\"color:var(--green)\">EUR\/USD ~0.7 pip avg<\/span>\r\n <span class=\"dc-bonus bon-yes\">\u2713 Bonus eligible<\/span>\r\n <a href=\"https:\/\/clicks.pipaffiliates.com\/c?c=376664&l=en&p=1\" rel=\"nofollow noopener\" target=\"_blank\" class=\"dc-cta\">Open Ultra Low \u2192<\/a>\r\n <\/div>\r\n <div class=\"dc\">\r\n <span class=\"dc-tag\">Professional<\/span>\r\n <span class=\"dc-acct\">Zero<\/span>\r\n <span class=\"dc-amount\">$100<\/span>\r\n <span class=\"dc-label\">Minimum deposit<\/span>\r\n <span class=\"dc-spread\" style=\"color:var(--green)\">EUR\/USD ~0.1 pip + $7\/lot<\/span>\r\n <span class=\"dc-bonus bon-no\">\u2717 No bonus<\/span>\r\n <a href=\"https:\/\/clicks.pipaffiliates.com\/c?c=376664&l=en&p=1\" rel=\"nofollow noopener\" target=\"_blank\" class=\"dc-cta\">Open Zero \u2192<\/a>\r\n <\/div>\r\n <\/div>\r\n\r\n <div class=\"box bx-g\">\r\n <h4>\u2713 Which Minimum Should You Start With?<\/h4>\r\n <p>If this is your first live forex account, start with <strong>$5 on a Micro account<\/strong>. The micro-lot sizing keeps your financial exposure tiny while you learn real market dynamics. Once you have 4\u20138 weeks of consistent results, open an Ultra Low account from $50 for better spreads. You can run both accounts simultaneously from the same Members Area \u2014 no need to close the Micro to open an Ultra Low.<\/p>\r\n <\/div>\r\n<\/section>\r\n\r\n<!-- S2: PAYMENT METHODS -->\r\n<section class=\"sec sec-gray\" id=\"xm-deposit-methods-fees-speed\">\r\n <h2>XM Deposit Methods \u2014 Fees, Speed & Minimum per Method<\/h2>\r\n <p>XM charges <strong>no deposit fee<\/strong> on its side for most payment methods. The minimum deposit amount is the account minimum ($5, $50, or $100) \u2014 not per payment method. All methods deposit directly to your XM trading account balance.<\/p>\r\n\r\n <div class=\"tbl-wrap\">\r\n <table>\r\n <thead>\r\n <tr><th>Payment Method<\/th><th>Speed<\/th><th>XM Fee<\/th><th>Min. Amount<\/th><th>Notes<\/th><\/tr>\r\n <\/thead>\r\n <tbody>\r\n <tr class=\"trec\">\r\n <td>\u2b50 Skrill<\/td>\r\n <td><span class=\"spd spd-g\">Instant<\/span><\/td>\r\n <td class=\"tok\">None<\/td>\r\n <td>$5<\/td>\r\n <td>Recommended \u2014 fastest withdrawal too<\/td>\r\n <\/tr>\r\n <tr class=\"trec\">\r\n <td>\u2b50 Neteller<\/td>\r\n <td><span class=\"spd spd-g\">Instant<\/span><\/td>\r\n <td class=\"tok\">None<\/td>\r\n <td>$5<\/td>\r\n <td>Recommended \u2014 popular in EU & Middle East<\/td>\r\n <\/tr>\r\n <tr>\r\n <td>Visa<\/td>\r\n <td><span class=\"spd spd-g\">Instant<\/span><\/td>\r\n <td class=\"tok\">None (XM side)<\/td>\r\n <td>$5<\/td>\r\n <td>Your card issuer may charge FX conversion fee<\/td>\r\n <\/tr>\r\n <tr>\r\n <td>Mastercard<\/td>\r\n <td><span class=\"spd spd-g\">Instant<\/span><\/td>\r\n <td class=\"tok\">None (XM side)<\/td>\r\n <td>$5<\/td>\r\n <td>Your card issuer may charge FX conversion fee<\/td>\r\n <\/tr>\r\n <tr>\r\n <td>Bank Wire Transfer<\/td>\r\n <td><span class=\"spd spd-a\">2\u20135 days<\/span><\/td>\r\n <td class=\"tok\">Free \u2265$200<\/td>\r\n <td>$200<\/td>\r\n <td>Sender bank may charge \u2014 verify with your bank<\/td>\r\n <\/tr>\r\n <tr>\r\n <td>Cryptocurrency (BTC\/ETH)<\/td>\r\n <td><span class=\"spd spd-a\">1\u20133 hours<\/span><\/td>\r\n <td class=\"tok\">None (XM side)<\/td>\r\n <td>~$5 equiv.<\/td>\r\n <td>Network\/gas fees apply from your wallet side<\/td>\r\n <\/tr>\r\n <tr>\r\n <td>Local Bank Transfer (SEA)<\/td>\r\n <td><span class=\"spd spd-g\">Same day<\/span><\/td>\r\n <td class=\"tok\">Usually none<\/td>\r\n <td>Varies<\/td>\r\n <td>Indonesia, Malaysia, Thailand \u2014 check Members Area<\/td>\r\n <\/tr>\r\n <\/tbody>\r\n <\/table>\r\n <\/div>\r\n\r\n <p style=\"font-size:.72rem;color:var(--g400);margin-top:6px\">\u2b50 = Recommended method. Note: first withdrawal must return to the same method as your first deposit (AML requirement). This makes Skrill or Neteller the most convenient choice \u2014 both deposit and withdraw instantly.<\/p>\r\n\r\n <div class=\"box bx-w\">\r\n <h4>\u26a0 Bank Wire Transfer \u2014 Minimum $200, Not $5<\/h4>\r\n <p>Bank wire transfers have a practical minimum of $200 at XM \u2014 not $5. XM covers wire receiving fees only on deposits of $200 or more. International wire transfers below $200 may result in fees deducted from the received amount by intermediary banks, meaning your account receives less than you sent. For amounts below $200, Skrill or Neteller are the better choice.<\/p>\r\n <\/div>\r\n<\/section>\r\n\r\n<!-- S3: HOW FAR DOES IT GO -->\r\n<section class=\"sec\" id=\"how-far-does-xm-minimum-deposit-go\">\r\n <h2>How Far Does $5 or $50 Actually Go on XM?<\/h2>\r\n <p>The minimum deposit is just the entry point \u2014 understanding what you can actually <em>do<\/em> with that amount matters more. Here is a realistic breakdown of what $5 and $50 give you in terms of trading capacity.<\/p>\r\n\r\n <div class=\"howfar-grid\">\r\n <div class=\"hf-card\">\r\n <div class=\"hf-amount\">$5<\/div>\r\n <span class=\"hf-acct\">Micro Account \u00b7 1:100 leverage<\/span>\r\n <div class=\"hf-rows\">\r\n <div class=\"hf-row\"><span class=\"hf-k\">Position size<\/span><span class=\"hf-v\">0.01 micro-lots<\/span><\/div>\r\n <div class=\"hf-row\"><span class=\"hf-k\">Currency controlled<\/span><span class=\"hf-v\">$100 (0.01 \u00d7 10K)<\/span><\/div>\r\n <div class=\"hf-row\"><span class=\"hf-k\">Margin used<\/span><span class=\"hf-v\">~$1 per 0.01 lot<\/span><\/div>\r\n <div class=\"hf-row\"><span class=\"hf-k\">10-pip move P&L<\/span><span class=\"hf-v\">\u00b1$0.10<\/span><\/div>\r\n <div class=\"hf-row\"><span class=\"hf-k\">Spread cost (EUR\/USD)<\/span><span class=\"hf-v\">~$0.13 per trade<\/span><\/div>\r\n <div class=\"hf-row\"><span class=\"hf-k\">Simultaneous trades<\/span><span class=\"hf-v\">~3\u20134 at 0.01 lots<\/span><\/div>\r\n <div class=\"hf-row\"><span class=\"hf-k\">Verdict<\/span><span class=\"hf-v\" style=\"color:var(--green)\">Real, low-risk experience<\/span><\/div>\r\n <\/div>\r\n <\/div>\r\n <div class=\"hf-card highlight\">\r\n <div class=\"hf-amount\">$50<\/div>\r\n <span class=\"hf-acct\">Ultra Low Account \u00b7 1:100 leverage<\/span>\r\n <div class=\"hf-rows\">\r\n <div class=\"hf-row\"><span class=\"hf-k\">Position size<\/span><span class=\"hf-v\">0.01 standard lots<\/span><\/div>\r\n <div class=\"hf-row\"><span class=\"hf-k\">Currency controlled<\/span><span class=\"hf-v\">$1,000 (0.01 \u00d7 100K)<\/span><\/div>\r\n <div class=\"hf-row\"><span class=\"hf-k\">Margin used<\/span><span class=\"hf-v\">~$10 per 0.01 lot<\/span><\/div>\r\n <div class=\"hf-row\"><span class=\"hf-k\">10-pip move P&L<\/span><span class=\"hf-v\">\u00b1$1.00<\/span><\/div>\r\n <div class=\"hf-row\"><span class=\"hf-k\">Spread cost (EUR\/USD)<\/span><span class=\"hf-v\">~$0.70 per trade (UL)<\/span><\/div>\r\n <div class=\"hf-row\"><span class=\"hf-k\">Simultaneous trades<\/span><span class=\"hf-v\">~4\u20135 at 0.01 lots<\/span><\/div>\r\n <div class=\"hf-row\"><span class=\"hf-k\">Verdict<\/span><span class=\"hf-v\" style=\"color:var(--green)\">Good working capital<\/span><\/div>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n\r\n <div class=\"exp\">\r\n <div class=\"exp-lbl\">Real account experience<\/div>\r\n <p>\"We opened a Micro account with exactly $5 via Skrill in January 2024 as part of an editorial test. With 1:50 leverage and 0.01 micro-lots on EUR\/USD, we ran the account for 6 weeks across 23 trades. The $5 lasted the entire testing period despite several losing trades \u2014 the combination of micro-lot sizing and conservative leverage kept individual losses below $0.15 per trade. The experience was genuine enough to feel psychological pressure on entries and exits, which was the point. It is a legitimate way to experience live trading without meaningful financial risk.\"<\/p>\r\n <span class=\"exp-sig\">\u2014 XEM Signup Editorial Team, tested January\u2013February 2024<\/span>\r\n <\/div>\r\n<\/section>\r\n\r\n<!-- S4: HOW TO DEPOSIT -->\r\n<section class=\"sec sec-gray\" id=\"how-to-make-first-deposit-on-xm\">\r\n <h2>How to Make Your First Deposit on XM<\/h2>\r\n <p>Depositing to XM takes under 2 minutes via Skrill or card. The deposit goes directly to your trading account balance \u2014 no additional confirmation step needed to start trading.<\/p>\r\n <ol style=\"margin-left:18px;display:flex;flex-direction:column;gap:10px;margin-top:12px\">\r\n <li style=\"font-size:.9rem;color:var(--g600);line-height:1.6\"><strong style=\"color:var(--g800)\">Log in to your XM Members Area<\/strong> \u2014 use your email and Members Area password.<\/li>\r\n <li style=\"font-size:.9rem;color:var(--g600);line-height:1.6\"><strong style=\"color:var(--g800)\">Check the Promotions tab first<\/strong> \u2014 if a bonus is available in your country, activate it before depositing. Bonuses cannot be applied retroactively.<\/li>\r\n <li style=\"font-size:.9rem;color:var(--g600);line-height:1.6\"><strong style=\"color:var(--g800)\">Go to Deposit Funds<\/strong> \u2014 select your trading account from the dropdown if you have multiple accounts.<\/li>\r\n <li style=\"font-size:.9rem;color:var(--g600);line-height:1.6\"><strong style=\"color:var(--g800)\">Choose your payment method<\/strong> \u2014 Skrill or Neteller for instant, no-fee deposits. Card for instant with potential issuer FX fees. Wire for larger amounts.<\/li>\r\n <li style=\"font-size:.9rem;color:var(--g600);line-height:1.6\"><strong style=\"color:var(--g800)\">Enter amount and confirm<\/strong> \u2014 the deposit minimum is $5 for Micro\/Standard or $50 for Ultra Low. Skrill and Neteller deposits appear in your account balance within seconds.<\/li>\r\n <\/ol>\r\n <p style=\"margin-top:14px\">For the full deposit guide including all method-specific instructions, see our <a href=\"https:\/\/xem-signup.com\/xm-deposit\/\" class=\"il\">XM deposit guide<\/a>.<\/p>\r\n<\/section>\r\n\r\n<!-- S5: FAQ -->\r\n<section class=\"sec\" id=\"faq-xm-minimum-deposit\">\r\n <h2>Frequently Asked Questions \u2014 XM Minimum Deposit<\/h2>\r\n <div class=\"faq\">\r\n <div class=\"faq-item\">\r\n <button class=\"faq-q\" onclick=\"tf(this)\" aria-expanded=\"false\">What is the XM minimum deposit?<span class=\"faq-icon\">+<\/span><\/button>\r\n <div class=\"faq-a\">The XM minimum deposit is $5 for Micro and Standard accounts, $50 for the Ultra Low account, and $100 for the Zero account. These minimums apply to all payment methods \u2014 Skrill, Neteller, Visa, Mastercard, bank wire, and local methods. XM charges no deposit fee on most methods. See our <a href=\"https:\/\/xem-signup.com\/xm-account-types\/\">XM account types guide<\/a> for a full comparison of all account conditions.<\/div>\r\n <\/div>\r\n <div class=\"faq-item\">\r\n <button class=\"faq-q\" onclick=\"tf(this)\" aria-expanded=\"false\">Can I really start trading XM with just $5?<span class=\"faq-icon\">+<\/span><\/button>\r\n <div class=\"faq-a\">Yes. A $5 deposit on a Micro account at 1:100 leverage gives you approximately 3\u20135 simultaneous micro-lot positions. A 10-pip loss on 0.01 micro-lots costs $0.10 \u2014 making it a genuine live trading experience with minimal financial risk. Our editorial team tested this in January 2024: the $5 account ran for 6 weeks across 23 trades without being depleted. The Micro account is specifically designed for this kind of low-exposure learning.<\/div>\r\n <\/div>\r\n <div class=\"faq-item\">\r\n <button class=\"faq-q\" onclick=\"tf(this)\" aria-expanded=\"false\">Does XM charge a deposit fee?<span class=\"faq-icon\">+<\/span><\/button>\r\n <div class=\"faq-a\">XM does not charge its own deposit fee on Skrill, Neteller, Visa, Mastercard, cryptocurrency, or most local payment methods. Bank wire transfers are fee-free on XM's receiving side for deposits of $200 or more \u2014 below $200, intermediary bank fees may reduce the received amount. Your card issuer may apply a foreign transaction fee if your card currency differs from your deposit currency. Always check with your card issuer or bank for their fees.<\/div>\r\n <\/div>\r\n <div class=\"faq-item\">\r\n <button class=\"faq-q\" onclick=\"tf(this)\" aria-expanded=\"false\">Is $50 enough to trade meaningfully on the XM Ultra Low account?<span class=\"faq-icon\">+<\/span><\/button>\r\n <div class=\"faq-a\">Yes, for micro-lot trading. At 1:100 leverage on the Ultra Low account, $50 provides margin for 4\u20135 simultaneous 0.01-lot positions. A 10-pip adverse move on 0.01 lots costs $1.00 \u2014 giving you approximately 50 maximum-loss trades before your account is depleted (without any profitable trades). In practice, $50 is sufficient to learn position sizing, stop-loss placement, and trade management on a real account. It is not sufficient for meaningful returns \u2014 that requires larger capital.<\/div>\r\n <\/div>\r\n <div class=\"faq-item\">\r\n <button class=\"faq-q\" onclick=\"tf(this)\" aria-expanded=\"false\">What is the minimum deposit for XM via bank wire?<span class=\"faq-icon\">+<\/span><\/button>\r\n <div class=\"faq-a\">The practical minimum for bank wire deposits at XM is $200 \u2014 below this, XM does not cover receiving fees and intermediary bank charges may reduce your received amount. For amounts below $200, use Skrill, Neteller, or card instead \u2014 all accept the $5 account minimum with no XM-side fees and instant crediting. See our <a href=\"https:\/\/xem-signup.com\/xm-deposit\/\">full deposit guide<\/a> for method-specific instructions.<\/div>\r\n <\/div>\r\n <div class=\"faq-item\">\r\n <button class=\"faq-q\" onclick=\"tf(this)\" aria-expanded=\"false\">Can I deposit in Indonesian Rupiah (IDR) or Malaysian Ringgit (MYR)?<span class=\"faq-icon\">+<\/span><\/button>\r\n <div class=\"faq-a\">Yes. XM supports local payment methods for Indonesian and Malaysian traders including local bank transfers denominated in IDR and MYR. Your local currency is converted to your account base currency (USD, EUR, etc.) at the current exchange rate. The $5 minimum still applies in USD equivalent \u2014 approximately IDR 78,000\u201382,000 depending on the current rate. Check your XM Members Area \u2192 Deposit section for the current available local payment options in your country.<\/div>\r\n <\/div>\r\n <\/div>\r\n<\/section>\r\n\r\n<\/div>\r\n\r\n<div class=\"cta-band\">\r\n <div class=\"cta-band-inner\">\r\n <h2>Open XM Account \u2014 From $5<\/h2>\r\n <p>Start with $5 on a Micro account or $50 on Ultra Low. No deposit fee via Skrill, Neteller, or card. Check the Promotions tab for your region's bonus before depositing.<\/p>\r\n <div class=\"cta-btns\">\r\n <a href=\"https:\/\/clicks.pipaffiliates.com\/c?c=376664&l=en&p=1\" rel=\"nofollow noopener\" target=\"_blank\" class=\"btn btn-white\">Open XM Account \u2192<\/a>\r\n <a href=\"https:\/\/xem-signup.com\/xm-deposit\/\" class=\"btn btn-outline-wh\">Full Deposit Guide<\/a>\r\n <\/div>\r\n <span class=\"cta-fine\">$5 minimum (Micro\/Standard) \u00b7 $50 (Ultra Low) \u00b7 No XM deposit fee \u00b7 CySEC & ASIC regulated<\/span>\r\n <\/div>\r\n<\/div>\r\n\r\n<div class=\"risk\">\r\n <strong>Risk Warning:<\/strong> Trading forex and CFDs with a small deposit carries the same financial risks as trading with larger capital \u2014 leverage amplifies losses proportionally. A $5 account can be lost entirely on a few leveraged trades. Always use appropriate position sizing and stop-losses regardless of account size. XM does not accept clients from the USA, Canada, Israel, or Iran. All information accurate as of May 2026.\r\n<\/div>\r\n\r\n<script>\r\nfunction tf(btn){\r\n var item=btn.parentElement,op=item.classList.contains('open');\r\n document.querySelectorAll('.faq-item.open').forEach(function(i){i.classList.remove('open');i.querySelector('button').setAttribute('aria-expanded','false')});\r\n if(!op){item.classList.add('open');btn.setAttribute('aria-expanded','true')}\r\n}\r\n<\/script>\r\n<\/body>\r\n<\/html>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>  Open XM Account \u2014 From $5 \u2192 No deposit fee \u00b7 Skrill, Neteller, Card XM Sign Up\u203a XM Minimum Deposit XM Guides: Home Account Types Min. Deposit Deposit Guide Withdrawal No Deposit Bonus Open Account XM Spread Updated May 2026 XM Minimum Deposit $5 for Micro & Standard \u00b7 $50 for Ultra Low \u00b7 […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"elementor_header_footer","format":"standard","meta":{"_uag_custom_page_level_css":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[1],"tags":[],"class_list":["post-2447","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"uagb_featured_image_src":{"full":false,"thumbnail":false,"medium":false,"medium_large":false,"large":false,"1536x1536":false,"2048x2048":false,"trp-custom-language-flag":false},"uagb_author_info":{"display_name":"nurhadi.bisnis@gmail.com","author_link":"#"},"uagb_comment_info":0,"uagb_excerpt":"  Open XM Account \u2014 From $5 \u2192 No deposit fee \u00b7 Skrill, Neteller, Card XM Sign Up\u203a XM Minimum Deposit XM Guides: Home Account Types Min. Deposit Deposit Guide Withdrawal No Deposit Bonus Open Account XM Spread Updated May 2026 XM Minimum Deposit $5 for Micro & Standard \u00b7 $50 for Ultra Low \u00b7…","_links":{"self":[{"href":"https:\/\/xem-signup.com\/fa\/wp-json\/wp\/v2\/posts\/2447","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/xem-signup.com\/fa\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/xem-signup.com\/fa\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/xem-signup.com\/fa\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/xem-signup.com\/fa\/wp-json\/wp\/v2\/comments?post=2447"}],"version-history":[{"count":5,"href":"https:\/\/xem-signup.com\/fa\/wp-json\/wp\/v2\/posts\/2447\/revisions"}],"predecessor-version":[{"id":2452,"href":"https:\/\/xem-signup.com\/fa\/wp-json\/wp\/v2\/posts\/2447\/revisions\/2452"}],"wp:attachment":[{"href":"https:\/\/xem-signup.com\/fa\/wp-json\/wp\/v2\/media?parent=2447"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/xem-signup.com\/fa\/wp-json\/wp\/v2\/categories?post=2447"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/xem-signup.com\/fa\/wp-json\/wp\/v2\/tags?post=2447"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}